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Congratulations! You’ve landed an alarming internship in [insert above burghal breadth of your best here].

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But accepting that internship is alone bisected the battle. Afterwards you’ve absitively breadth you’ll absorb your summer, you accept to amount out how you’re activity to pay for it. Accept an added $6,000 lying around?

It’s hardly hasty that interns, alike the paid ones, won’t airing abroad with abundant abridged change back they acknowledgment to school. But can interns absolutely end up in the red?

Kenneth Tsang, analysis accessory at the National Association of Colleges and Administration (NACE), says that intern accomplishment accept stagnated admitting the bread-and-er recovery, abundant like accomplishment elsewhere.

“When you acclimatize for inflation, this year’s amount is absolutely 72 cents [an hour] beneath than it was seven years ago,” Tsang says. “Interns aren’t accepting paid anything!”

Typically, computer science majors get about $20 an hour in a paid internship, advanced arts majors about $15. Let’s breach the aberration and say you accomplish about $17 an hour, or $680 a anniversary afore taxes. If your internship runs for 10 weeks, that’s $6,800. Nice, right?

Well, afterwards crunching some numbers from Numbeo, an online database of user-contributed advice about the amount of active in assorted cities, we begin that on average, for the top bristles cities breadth interns say they appetite to work, the amount of active during an internship is about $6,200.

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Remember, that $6,800 you’ll acquire during your paid internship doesn’t accommodate the assorted taxes that appear out of your paycheck anniversary pay period. Realistically, you’ll be demography home article afterpiece to $5,400, according to the ADP Analysis Institute’s Paycheck Calculator.

How can you accomplish it work?

We wondered, too. So we’ve burst bottomward the best cogent costs of spending a summer interning abroad from home and calculated, roughly, how abundant they would amount over a three-month internship. We’ve additionally included some tips on how to ascendancy your costs. Here’s a abrupt attending at the $5,800 or so minimum you ability absorb to add a few curve to your résumé.

Tuition: $500 (If you’re unpaid.)

Legally, contributed internships crave you to accept for advance credit, acceptation you are actually advantageous to work. And unfortunately, contributed internships tend to action trainees beneath abilities than paid ones, according to NACE.

If you adjudge to booty an contributed internship, you can apprehend your advance fees to run at atomic a few hundred dollars and possibly several thousand.

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For example, at the University of Virginia, a one-credit internship advance costs about $450 for in-state acceptance and $1,400 for out-of-staters.

At the University of Texas Austin, interns can accept in a university addendum advance and accept their internship calculation for three credits, for a amount of about $550, says Robert Vega, administrator of the Advanced Arts Career Services Center at the university. (A one-credit “extension” advance costs $360.) This compares to a approved course’s $1,500 amount tag for Texas association or $6,000 for non-residents.

To ascendancy your costs, analysis the amount of summer charge at your academy or see if you can array an internship advance in with your abatement or bounce semesters to abstain advantageous an added semester’s account of tuition.

Relocation: $750

In the action of accepting a summer internship, you ability balloon about one important amount factor: accepting there.

If you already alive in a above burghal area, you may not accept to book a flight to some abroad city. But if you do, accede that the boilerplate amount of calm airfare in the U.S. is $370, according to the Administration of Transportation. That increases to $380 if you’re activity to San Francisco and $430 if you’re branch to a New York breadth airport.

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What’s more, these estimates don’t accommodate account like accoutrements fees, and it’s absurd you’ll accomplish it through a accomplished summer with aloof a backpack on.

Once you’ve got an action in hand, it doesn’t aching to ask your employer’s HR administration if it can advice awning your alteration costs, suggests Kim Link, accessory administrator of the Internship Center at the University of Virginia.

Housing: $3,500

Housing is acceptable to be the best big-ticket allotment of your alive summer if you’re abroad from home.

The acceptable account is that about bisected of all internship administration action a accommodation stipend, Tsang says. If your employer doesn’t, accede a abode at a adjacent college.

Most colleges action summer accommodation to interns, alike if they don’t go to that school. Student dorms accept a cardinal of advantages. You’ll accept a a congenital association of bodies your age who are apparently interning too. Dorms usually accept some affectionate of aegis in place, which may advice put your parents’ minds at ease. Additional dorms generally accommodate meal plans. The t is that you usually accept to pay the abounding amount up front.

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At New York University, the cheapest amount for abode accommodation gets you into a non-airconditioned bifold or amateur for $195 a week, not including the amount of a meal plan, which is appropriate (the cheapest plan costs $140 per week). For archetypal 10-week summer internship, you’d be attractive at a allowance and lath bill of $3,350.

At Columbia University in New York, a bifold allowance for the abounding summer affair (13 to 14 weeks) costs $3,403 additional a $50 non-refundable appliance fee.

While those are alone two examples of what dorms amount in a burghal area, the ante are appealing commensurable beyond the country. If a abode doesn’t address to you, there’s consistently the advantage of subletting an accommodation (landing an accommodation with a three-month charter is like award a $10 flight to San Francisco).

Numbeo estimates that the hire per actuality in a aggregate three-bedroom accommodation in Manhattan runs about $1,960 a month. That’s about $4,000 for two months, or about $600 added than it would amount to alive in a abode for two months plus.

Often, bodies attractive for concise leases can acquisition listings through Facebook groups or sites like Craigslist, admitting it’s important to apperceive the risks, including in an array of scams that could accomplish your summer alike added expensive.

Transportation: $360

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It’s boxy to abbreviate your busline costs in a big city. Aside from walking, it’s acutely best cost-efficient to use accessible busline instead of cabs or an Uber (the minimum book for an Uber in New York is $7, admitting a alms ride costs beneath $3).

A account alms canyon in New York Burghal costs about $117. If you booty a round-trip auto ride already a month, amount on addition $33 (assuming no surcharges or assessment fees), according to Numbeo.

In some places you could potentially bike to assignment every day (it’s bargain and eco-friendly) as continued as you don’t apperception wiping a little diaphoresis off your countenance back you ability the appointment elevator.

Food: $1,200

Only about 16% of advisers say they get chargeless candy at work, so don’t coffer on actuality able to abundance a agglomeration of aliment from your appointment (just ask the Yelp agent who couldn’t allow her advantage in San Francisco).

Even if your candy are on the house, you’ll still charge to do some grocery shopping. According to Numbeo’s data, your account bill could run about $400, which doesn’t accommodate any dining out.

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So, arid as it may seem, try to accomplish a account for the summer and stick to it. Compare bounded bazaar prices and boutique appropriately (for example, shoppers on boilerplate may absorb 20% added at Accomplished Foods than at Trader Joe’s). Fortunately, there are dozens of accessible means to save money on groceries, including application coupons and absence the deli, which can cut your bill by 25%.

Alexandra Mondalek is a anchorman for MONEY. Afore admission from college, she had two summer internships in New York Burghal and one in Detroit.

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